Income Statement

as at September 30, 2015 (unaudited) 30-Sep-2015 30-Sep-2014
(LBP million)
Interest and similar income 2,802,206 2,507,454
Interest and similar expense (1,721,824) (1,624,086)
Net Interest margin 1,080,382 883,368
Fee and commission income 367,597 335,923
Fee and commission expense (70,441) (63,164)
Net Fee and Commission Income 297,156 272,759
Net gain or loss on financial assets or liabilities at fair value through profit and loss 2,617 68,551
of which: interest income 20,063 9,757
Net gain on financial investments 158,375 210,006
Other operating income 10,607 5,595
Total Operating Income 1,549,137 1,440,279
Net provisions for credit losses (147,871) (106,678)
Net Operating Income 1,401,266 1,333,601
Personnel expenses (464,238) (465,382)
Other operating expenses (287,200) (274,271)
Depreciation of property and equipment (55,083) (47,917)
Amortisation of intangible assets (20,945) (16,933)
Impairment of goodwill - -
Total Operating Expenses (827,466) (804,503)
Operating Profit 573,800 529,098
Share of profit of associates under equity method 2,458 2
Net gain (loss) on disposal of other assets (34) 886
Profit Before Tax 576,224 529,986
Income Tax (117,674) (108,105)
Profit after Tax 458,550 421,881
Result of discontinued operations, net of tax - 40
Profit for the current period 458,550 421,921
Minority Share Profit for the current period 18,139 12,404
Group Share Profit for the current period 440,411 409,517
Basic earnings per share LBP 1,039 1,072
Basic earnings per share from continuing operations LBP 1,039 1,072

© 2017 Bank Audi Group. All rights reserved  | Audi Careers | About The Group | Contact us | Sitemap | Cookies Disclaimer | Privacy and Security