The following table sets out the composition of the holders of the Common Shares as at March 31, 2026:
Shareholders/Groups
of Shareholders |
Country
(Ultimate Economic Ownership ) |
Percentage Ownership (1)
% |
| FRH Investment Holding SAL(2) |
Lebanon |
12.25% |
| Sheikh Dheyab Bin Zayed Bin Sultan Al-Nahyan |
United Arab Emirates |
7.96% |
| Al-Hobayb Family |
Kingdom of Saudi Arabia |
6.05% |
| Audi Family(3) |
Lebanon |
5.01% |
| Family of Late Sheikha Suad Hamad Al Saleh Al Homaizi |
Kuwait |
4.42% |
| Akig Investment Holdings Ltd |
Iraq |
4.26% |
| Phoenicia Enterprises S.A |
Lebanon |
3.37% |
| Al-Sabah Family |
Kuwait |
3.21% |
| European Bank for Reconstruction and Development - EBRD |
|
2.90% |
| Ali Ghassan El Merhebi Family |
Lebanon |
2.78% |
| Kel Group |
Lebanon |
2.49% |
| Mohammed Bin Dhoheyan Bin Abdul Aziz Al Dhoheyan |
Kingdom of Saudi Arabia |
2.37% |
| Investment & Business Holding Group |
Lebanon |
2.35% |
| Imad Ibrahim Itani |
Lebanon |
1.88% |
| International Finance Corporation - IFC |
|
1.70% |
| Executives and Employees |
Lebanon |
0.56% |
| Others |
|
14.89% |
| Global Depositary Receipts (“GDRs”) (4) |
|
21.55% |
| Total shareholding (5) |
|
100.00% |
1) Percentage ownership figures represent Common Shares owned by the named Shareholders and are expressed as a percentage of the total number of Common Shares issued and outstanding as at the date hereof.
2) FRH Investment Holding SAL is a member of the Board of Directors, represented by Fahad Rafic Hariri.
3) The Audi Family includes the following members of the Board of Directors : Janaudi Holding S.A.L (Represented by Marc Jean Audi) and Sherine Raymond Audi.
4) GDRs represent common shares held by “The Bank of New York Mellon” as a holder of record in its capacity as depositary under the Bank’s GDR Program.
In addition to the ownership of Common shares mentioned above, 8.35% of the Bank’s Common Shares are held through GDRs by each of
FRH Investment Holding s.a.l. (including by its controlling shareholder), Sheikh Dheyab Bin Zayed Bin Sultan Al-Nahyan, the Al-Hobayb Family, the Audi Family, and the Family of Late Sheikha Suad H. Al Homaizi (respectively, 1.56%, 2.13%, 1.66%, 0.51%, and 1.23%). Information on GDR ownership is based on self-declarations (pursuant to applicable Lebanese regulations) as GDR ownership is otherwise anonymous to Bank Audi.
5) As at the date hereof, the total number of common shares is 588,538,215. The Bank (and its affiliates) is the custodian of shares and/or GDRs representing 94.63% of the Bank’s Common Shares.